About EarningPerks

What we are

EarningPerks is a small, independent learning hub focused on one thing: explaining how cashback and rewards programs are structured. We translate marketing language into plain concepts — earn rates, caps, redemption value, tiers — so that anyone can understand what a program actually offers before relying on it.

Everything here is general education. We describe how these programs work across the market; we do not review or rank specific products, and we do not tell anyone what to sign up for.

What we are not

• We are not a bank, card issuer, retailer or rewards program, and we are not affiliated with or endorsed by any of them.
• We do not operate any cashback or rewards service, and we hold no accounts, balances or payouts.
• We do not offer financial, legal or tax advice, and nothing here is a recommendation.
• We do not collect sign-ups, run forms, or sell anything.

How to use this site

Start with How cashback works for the fundamentals, then explore the types of rewards programs and the guides. Keep the glossary handy for any unfamiliar term. When you are ready to look at a real program, use what you have learned here to read its official terms carefully.